Answer By Dr Zakir Naik,As far as paper currency is concerned it is interchangeable with gold and silver we should try and find out the value of your paper currency and that keeps on changing, we can either evaluate what is the amount of currency that will reach the Nisaab level either with the Nisaab of the gold,If you want to take the Nisaab level of silver then 1 KG of silver approximately cost in India 18,000 rupees that’s equal to 450 dollars. So 595 grams of silver would cost approximately 10,710 rupees and in dollars it will be about 268 dollars, approximately. But the rate will change in Dubai, it will change in UK, it will change in USA, so wherever you are living you can take any financial magazine or any economic magazine and try and find out the rate and you can calculate yourself and if it reaches that level then you should give Zakaat if it’s above that also 2½% on whatever savings you have whatever surplus you have, you have to give that much Zakaat that year.
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